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To RESIZE GAME, hold your CTRL key while hitting either PLUS or MINUS key.



Cards are dealt to two hands, named Player and Banker. You can bet on the Player, Banker, Tie or any combination of the three. The object of the game is to correctly pick which hand will have the higher score, with the highest score in Baccarat being 9 and the lowest 0. You can also place a bet on Tie, which pays 9 to 1.

Card Values

  • The suits of the cards have no meaning in the game.
  • Cards 2 through 9 count as face value.
  • 10, Jack, Queen, and King count as 0.
  • Ace counts as 1.
  • To calculate the score for the hand, add the values of each card and drop the ten's digit. For example:
    • A hand with a seven of hearts and a seven of spades has a score of 4:
      7 + 7 = 14 - the ten's digit = 4
    • A hand with 3 sevens has a score of 1:
      7 + 7 + 7 = 21 - the ten's digit = 1

The Player Can Win If:

  • The hand bet on has the higher total.
  • The Player bets on a Tie, and the banker and the Player totals are equal.
  • If you bet on Player and win, you win even money. A $5 bet pays back your $5, plus an additional $5.
  • If you bet on Banker and win, you win even money minus a 5% commission.* A $5 bet pays back your $5, plus an additional $4.75.
  • If you bet on Tie and win, you win 9 times your bet. A $5 bet pays back your $5, plus an additional $45.
  • * Note: The commission is 5% of the bet and is rounded up to the next quarter. For example, a minimum bet of $6 would be a commission of 50 cents. (5% of $6 = 30 cents, but since the commission is rounded up to the next 25 cents; the commission is actually 50 cents. 5% of $11 = 55 cents, which makes the actual commission 75 cents.)

The Player Loses If:

  • The hand bet on is not the highest hand.
  • The Player bets on a Tie and the banker hand and the Players hand are not equal.
  • If the Player bets on the Banker or Player and the result is a Tie, the bet is a push.

Player Actions/Bets And Button Descriptions

Bet - Click on Player, Banker, or Tie, then click the chips in the lower right corner to add them to the betting area. Click on chips in the betting area to remove them.

Deal - Press deal to begin the game once a bet has been placed.

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